Commercial vehicle insurance
Commercial vehicle insurance is designed specifically for vehicles used for business purposes. It provides coverage for damages caused by or to the commercial vehicle, including collisions, theft, vandalism, and liability for bodily injury or property damage to others.
Frequently Asked Questions (FAQs)
Any business that owns or operates vehicles for business purposes needs commercial vehicle insurance. This includes companies that use cars, trucks, vans, or other vehicles for tasks such as deliveries, transportation, or hauling goods.
Commercial vehicle insurance typically covers liability for bodily injury and property damage, collision damage, comprehensive coverage for non-collision incidents (e.g., theft, vandalism), medical payments for injuries to the driver and passengers, uninsured/underinsured motorist coverage, and cargo coverage.
Commercial vehicle insurance covers vehicles used for business purposes, while personal auto insurance covers vehicles used for personal use. Commercial insurance often has higher coverage limits and may include additional coverage options tailored to business needs.
Yes, if your business owns or operates vehicles for business purposes, you likely need commercial vehicle insurance. Even if you use your personal vehicle for business tasks, you may need additional coverage beyond your personal auto insurance policy.
Please Enter Your Details